Rental Protection is lease insurance that covers landlords for situations that other types of insurance don’t. For example, Rental Protection covers unpaid rent, which isn’t typically covered by homeowners or landlord insurance (check with your insurance provider to confirm).
Rental Protection also covers physical damage to the unit caused by the renter in excess of normal wear and tear that isn’t covered by other insurance. This might include excessive damage that a renter causes to the floors, appliances, or walls unless such damage is caused by smoke, fire, or some other peril that is covered under homeowners or landlord insurance.
Rental Protection does not cover damage to the landlord’s personal property such as furniture or artwork and does not cover the landlord’s liability to third parties, which may be covered under homeowners, renters, or landlord insurance.
Rental Protection is lease insurance for landlords offered through Zillow Insurance Services, LLC (“ZIS”), a licensed insurance producer (AZ license no. 3001395092, CO license no. 721581, and NC license no. 3001614207). ZIS will refer landlords that express an interest in Rental Protection to LeaseLock Insurance Services, Inc. (“LeaseLock”), a licensed third party agent and surplus lines broker, to consider securing for their benefit such coverage, if available. Rental Protection is sold and administered by LeaseLock on behalf of one or more insurance companies. Requested Rental Protection coverage may not be available in the admitted market in your state. Such insurance companies may not be subject to your state’s insurance regulations and protections. Rental Protection may not be protected under your state’s guaranty act with respect to any right of recovery for the obligation of an insolvent insurer. Availability of Rental Protection may be subject to surplus lines exportability in your state.
ZIS may receive a fee or commission in connection with the sale of Rental Protection, but is not appointed to act on behalf of any insurance company. Rental Protection is not available in all states. If you would like information about other insurance coverage options, you should consult another insurance producer.
Zillow, Inc. provides the technology which powers the Zillow Rental Manager platform. Zillow Inc. does not receive compensation for the advertisement or sale of Rental Protection.